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Welcome > For Buyers > Mortgage Prequalification ...

Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend!

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you.

In the pre-qualification process, you will find out:

- Exactly how much home or land you can afford.

- How much cash you will need for the down payment.

- The minimum down payment, and advantages of higher down payments.

- What the bank feels you can afford for a monthly payment.

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started.

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Phoenix, Paradise Valley and Scottsdale real estate agent to offer services such as these.

Once you fill out the form, I will quickly process your information and get right back to you!

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation...

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School Reports in Phoenix, Paradise Valley and Scottsdale, Arizona

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Arizona Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

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Investment Real Estate >Location And Value

One of the most important factors that affect the value of property is obviously location. Wise investment philosophy suggests that you invest in a sound property in a more modest area that will increase in value in the future. Buying into an area that is being gentrified, or that is otherwise coming back, is one way to do this.
Timing is everything, however! Most investors don't want to risk too much by being a pioneer, but want to get involved early enough so that there is still considerable room for appreciation in value. Being a pioneer is fine if you are a risk-taker with a lot of patience and cash is not the primary issue. Otherwise, it is safer to buy into an area after the restoration trend is unmistakably established.

Neighborhoods that are ripe for restoration have some common characteristics. They are next to a prestigious area or in a good walk-to-work location and have houses that are basically in good condition or "fixer-uppers" with realistic price tags.

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Q	Where will you find the world's most unusual golf course?
A	The only golf course on the island of Tonga has 15 holes, and no penalty against the golfer whose golf ball is stolen by a monkey.
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Edna D. Lake, REALTOR®, real estate agent and broker for Phoenix, Paradise Valley and Scottsdale, Arizona home listings, property and land for sale - NUMBER1EXPERT(tm)

Edna D. Lake
Realty Executives
7600 N. 16th St. Suite 100
Phoenix, AZ. 85020
602-861-3300
602-697-4437
Fax: 602-861-3301
Email: ednalake@NUMBER1EXPERT.com
Edna Lake ranks in the top 5% of the Realtors in the Phoenix Metropolitan area. She brings over 20 years of valuable experience to her clients. One of her outstanding accomplishments this year was that she sold a multi million dollar home that is located at the highest elevation on a mountain top, in the exclusive Town of Paradise Valley, Arizona.

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